Every employee, including BPR/S directors, must continue to develop their personal qualities and skills, both soft and hard skills.
Palembang (MidLand) – The South Sumatra and Bangka Belitung Provincial Financial Services Authority (OJK Sumsel Babel) together with the regional board of directors of the Association of Indonesian People’s Credit Banks (Perbarindo) have increased the competence of human resources (HR) implementers at People’s Economic Banks (BPR/Syariah) in that region.
South Sumatra OJK Babel Chief Arifin Susanto in Palembang on Monday said the dynamic changes and challenges in the current digital era require human resources of financial services institutions to adapt immediately by upgrading the required skills.
To support these efforts, OJK Sumsel Babel and Perbarindo Sumsel Babel held a training course on “Implementation of BPR Asset Quality Policy and Update of Guidelines for BPR/S Risk-Based Credit Policies and Procedures and Consumer Protection”.
In his view, as an intermediary institution for raising funds from and to the community, BPR/S shall always pay attention to the principles of prudence, risk management and sound credit principles, as well as to the professionalism and integrity of the Board of Directors, the Board of Commissioners and the employees of BPR/S to ensure that credit quality and funding remain regular.
“Every employee, including the directors of BPR/S, must continue to develop their personal qualities and skills, both soft skills and hard skills, so that they can easily adapt to technological advances and consumer needs and have high competitiveness,” he further said.
Given the dynamic conditions of industrial development and changes in financial accounting principles applying to BPR/S, OJK issued the Regulation of the Financial Services Authority (POJK) No. 1 of 2024 on the quality of assets of people’s economic banks on January 11, 2024.
The POJK regulates the expansion of the scope of production assets, the mechanism and time frame for the liquidation of acquisition assets (AYDA), the obligation to establish reserves for impairment losses (CKPN) in accordance with financial accounting standards and other regulations.
The requirement to establish CKPN will come into effect on January 1, 2025, so BPR/S need to prepare, including information technology readiness, preparation of guidelines and policies, as well as human resources expertise.
It hopes that this activity will improve the quality of human resources that provide financial services, with integrity and professionalism, thus encouraging banking performance and increasing efforts to protect consumers.
“The implementation of banking operations in accordance with prudential procedures and principles will not only contribute to the positive performance of the bank, but will also ensure that the rights and obligations of customers as consumers of financial services institutions are properly respected,” Arifin said.
Read also: OJK records credit distribution in South Sumatra reached IDR 278.29 trillion
Read also: OJK South Sumatra-Babel resolved 79% of complaints for January-June
Reporter: Ahmad Rafli Baiduri
Publisher: Budisantoso Budiman
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