Jakarta (MidLand) – PT Bank Jabar Banten Syariah (BJB Syariah) showed a positive performance throughout the third quarter of 2023 by recording a net profit of IDR 42.08 billion amid various economic pressures, from rising interest rates interest in external factors such as the global economy not yet recovering.
BJB Syariah Bank president and director Adang A Kunandar said his party remains committed to enhancing the strong performance of its business portfolio, as well as maintaining sustainable business growth for all stakeholders.
“We are grateful that we are still able to grow despite domestic and global economic challenges. This is thanks to the hard work of all parties,” Adang said in a statement in Jakarta on Wednesday.
Based on the latest financial report, BJB Syariah Bank managed to raise third-party funds (DPK) amounting to IDR 8.99 trillion in the third quarter of 2023, which is an increase of 5.73% (year-on-year /year). BJB Syariah Bank’s total assets for Q3/2023 were recorded at IDR 12.33 trillion, which is an increase of 10.6% compared to the same period last year (year-on-year).
Adang explained that as of September 2023, BJB Syariah Bank managed to disburse financing amounting to IDR 8.36 trillion, which is a growth of 14.67% (y/y) compared to the same period last year. The growth in financing was supported by consumer financing at 65%, then non-UMKM manufacturing segment at 21% and MSME at 14%.
Adang said BJB Syariah Bank remains optimistic that it can complete the remaining final months of this year so that it can close out 2023 performance better than last year.
“This is also supported by domestic economic conditions continuing to improve and government support for the sharia economy continuing to grow,” he said.
One of the keys implemented by BJB Syariah Bank is to build strong partnerships with all stakeholders, starting from shareholders, third parties and priority customers.
From a service perspective, he continued, BJB Syariah Bank also continues to strengthen and develop information technology-based products. The Mobile Maslahah (mobile banking) application developed by BJB Syariah Bank is able to meet the diverse needs of customers, starting from opening a new online account (Digital on Boarding), opening Hajj savings and registering to Hajj, to various other digital payments.
Adang said that in the future, BJB Syariah Bank will focus on creating synergy and collaboration with different digital-based ecosystems and communities. It is therefore hoped that this will make it easier for all customers to meet all their daily needs.
Read also: BJB Syariah Bank is optimistic about reaching its IDR 8.67 trillion financing target
Read also: Bank BJB Syariah partners with Pintro to support digitalisation
Read also: BJB Syariah Bank adds functional office in Pangandaran
Reporter: Ahmad Wijaya
Publisher: Biqwanto Situmorang
COPYRIGHT © MidLand 2023
Quoted From Many Source
